I just started a new job last month, and I was excited at all of the new career possibilities that came with it. One of the most important features of the job is that I have a family, and my employer offered some very good HMO medical insurance. I took a look at the potential costs for me, and they were quite low. Our long time doctor was even a covered provider, and that meant that I would have good continuity of care. We had to use it right away when I had to go to the doctor for stitches, and I was very happy with the coverage.

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